First Time Buyer Mortgages
For many first-time buyers, a first home remains tantalizingly out of reach because you’re not able to raise the deposit that lenders require.
The good news is that lending criteria are beginning to ease. A growing number of lenders now offer 95% loan-to-value mortgages, where the buyer has to put down a cash deposit of only 5% of the value of the property. But to get the best deals, you’ll need a much bigger deposit.
Most first-time buyers will really benefit from taking independent advice before buying their first home – both on what their options are and who offers the best deals. We will search thousands of mortgage deals made available to us and pick out the one that’s right for your circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Speak to our expert mortgage advisers today on 01244 904 410